Drive carefully Drivers without, ticket or accident insurance claims almost always pay less for their auto insurance coverage. With less than perfect driving record, you may find yourself paying higher insurance premiums for years.
Drive "low risk" car
If you want to buy a car, consider insurance costs. Before buying the car you've got your eyes, compare rates because the car is more likely to be stolen, costing more to repair, or more probably involved in accidents cost more to make sure.
Make sure all your cars are on the same policy
Most insurance companies offer a "multi-vehicle discount" for customers that guarantee more than one car on the same policy. This can bring you savings of up to 10 percent from the second car.
Both car and home insured with same company
Most insurance companies offer a "multi-line discount" for customers who insure both their home and their car with them. While it varies by insurance companies, is not uncommon to get 10 per cent discount from the policy of the car and then another 10 from home.
Ask about other discounts that may be able to get
Additional general discounts including anti-theft, winter tires, preferred parking, roadside assistance, and low mileage discounts can save all that money, if available and if you qualify.
Increase your deductibles
The higher your deductible, the lower your insurance premiums so that they raise as much as you can. Keep it affordable though, because this is how much you have to close if you need to make a claim.
Do not pay for optional coverage you do not need
Review your policy to see if there is an optional coverage included in the current policy that you may not need. For example, if you use an older car and the collision deductible is set to the number of dollars more than the value of your car, may no longer make sense to: a) maintain this coverage, or b) keep this coverage in the current deductible amount.
Get quotes if you have moved, or move
Do not assume your current auto insurance will continue to offer the best rate on your new address. After the move, compare car insurance quote. It's the only way to know you still get the best insurance rates possible.
Comparison shop if you get a ticket or accident
Part of your car insurance premium is determined by your driving history. If you get a ticket (or two), or involved in an accident, shop around to see how the history of other insurance your driving level. At www.kanetix.ca you can easily get a quote online and you might be surprised at the range of prices available.
Do not believe myths about car insurance premiums
Auto insurance premiums vary by insurance. In fact, every insurance car insurance rates are very unique to them it is safe to say that no two the same. That is why it is so important to shop around and get quotes from competing insurance.
The following tips vidio about compare car insurance
